Charge Offs - a charge off often results in two negative listings - one from the original creditor and any successive collection agency
Judgment/Public Record - a judgment can often attach to your home or personal assets
Collection - even a single default can lead to a string of collections on your credit history
Bankruptcy - a bankruptcy remains on your credit for up to 10 years (this is 3 additional years as compared to other types of delinquency)
Repossession - repossessions are a major headache when applying for a mortgage or car loan
Follow These Steps and Raise Your Credit Score:
Step 1: Assess the damage. Call 1-800-396-3814 for your FREE Credit Analysis
Step 2: Sign up for Lexington Law and provide your credit report so they can start the process of removing your negative credit items.
Step 3: Check your mailbox for deletion letters from the credit bureaus and verify that all negative items have been removed. Check your credit scores and watch them improve as negative credit gets deleted.